Patricia Soler would be at a loss without her SUV. The busy mom ferries her 2 sons—and their surfboards, mountain bikes, and other sporting equipment—from one activity to another nearly every day near their home in San Juan Capistrano, California. If a crash were to put Soler’s vehicle in the shop, she’d need to rent an SUV, which could cost more than $60 a day.
Due to pandemic-related supply-chain issues, even minor repairs can now take a couple of weeks. So if Soler had to rent a car, it could cost her $800—or more. That’s why she includes rental reimbursement coverage on her auto policy. If you depend on your car for daily activities, you might want to do the same. Here’s what to consider before contacting your insurance agent.