AAA Insurance discounts1 can save you up to 21% on your Insurance

Enjoy savings on your auto, home, and life insurance policies. Our multi-policy, multi-vehicle, driver discounts, and anti-theft discounts are just a few of the many ways you can save and still enjoy peace of mind from the protection we have provided our members for more than 85 years.

Homeowners Discounts

  • Protective Device Discount: Save up to 15% with one or more approved and properly maintained devices
    (burglar alarm, fire alarm, smoke detector, deadbolt)

  • Mature Policyholder Discount: Save up to 8% when at least one insured is 55+ years old

  • New Home Discount: Save up to 30% depending on the year your home was built

Multi-Policy Discounts

  • Auto + Home + Life
    Save up to 15% when you combine AAA Home, Auto and Life Insurance policies

  • Home + Auto
    Save up to 25% on your home (and up to 12% on your auto) when you combine AAA Home and Auto Insurance Policies

  • AAA Membership
    Current AAA members receive up to $40 with AAA Home Insurance and up to $10 with AAA Condo Insurance

Homeowner Benefits

  • Flexible Payments that make premiums easier to manage

  • Prompt, personalized service as a way of life

  • Toll-free claims hotline that is open 24 hours a day, seven days a week for efficient claims reporting

  • Quality insurance from a name you can trust

  • Free AAA policy review to help you understand your coverage options and available discounts



Policyholder Savings

Financial Stability

A.M. Best rating of “A+ Superior” for our affiliate insurer reflecting the financial strength behind the insurance we offer.



Get member discounts, maps, gas prices, driving directions, and even more when on the road.

Quality Service 24/7

Quality Service 24/7

24 hours a day, seven days a week toll-free Claims Hotline for efficient claim reporting.

Benefits of AAA Insurance

Benefits of AAA Insurance

Choose insurance through AAA for tailored coverage, competitive rates, quality service, convenience.


AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Identity Theft Protection

Identity Theft Protection

Help safeguard your identity: Enroll in ProtectMyID®Essential, free for our members.

AAA Homeowners & Renters Insurance

Rest Easier with AAA

AAA Homeowners & Renters Insurance is trusted protection from a name you know.

Contact Us

1Discounts are conditional, vary by policy and driver and may apply to select coverages.

2We do not guarantee that your stolen vehicle will be located or recovered. For your security and privacy, you must first file a police report before we can attempt to locate your stolen vehicle. In such an event, we will provide your vehicle’s possible location to the police. The OnBoard program is not available in Indiana.

AAA Insurance is a collection of AAA branded products, services and programs made available to qualified AAA members. AAA personal lines insurance is provided to qualified AAA members by Automobile Club Inter-Insurance Exchange or Auto Club Family Insurance Company. Life insurance is underwritten and annuities are offered by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. Your local AAA Club and/or its affiliates acts as an authorized agent for their affiliate insurers including AAA Life.