Save an average of $3961 on auto insurance

You could save an average of:

  • $402 over STATE FARM
  • $418 over GEICO
  • $444 over ALLSTATE

1For those who switched and reported savings


Find out how much you could save on insurance

Or you can call for a quote


Providing peace-of-mind

With insurance through AAA, you’ll enjoy outstanding service and convenience along with competitive rates, variety of discounts2 and many other benefits.


Policy Discounts

  • Multi-vehicle Save up to 19% on select coverage when you insure two or more automobiles

  • Multi-policy Save up to 15% on your auto insurance and up to 25% on your homeowners when you combine your auto, home and life policies

  • Longevity Save up to 14% with continuous insurance with your current carrier for at least three years

  • Paid in Full Save up to 5% when you pay your auto policy in full

  • Advance Purchase Save up to 5% with the purchase of a AAA auto policy seven or more days before your current policy’s expiration date

Vehicle Discounts

  • Verified Mileage
    Save up to 9.1% (depending on vehicle’s annual mileage) for supplying current odometer readings when requested

  • Anti-theft Device
    Save up to 10% on comprehensive coverage

  • Air Bag
    Save up to 15% on select coverage

  • Garage Parking
    Save up to 10% on comprehensive coverage

Driver Discounts

  • Good Student Save up to 15% on select coverage

  • Driving Course Save up to 8% on select coverage upon completion of an approved course

  • Original Owner Save up to 5% if you are the original owner of the insured vehicle

  • Accident Prevention Save up to 10% on select coverage


Financial Stability

Financial Stability

An A.M. Best rating of "A+ Superior" for our affiliate insurer reflects the substantial financial strength behind the insurance products we offer.

Personalized Service

Personalized Service

Knowledgeable, friendly, and licensed insurance agents.

Lifetime Warranty

Lifetime Warranty on Claims Repair Workmanship

Use a pre-approved repair shop in the AAA Member Preferred Repairs Program and receive a lifetime warranty on claims repair workmanship for as long as you own your vehicle.3


We know how confusing it can be to determine which auto insurance coverages best fit your needs and how much coverage you require. So to help you understand your options, here are some common coverages along with an explanation of what they include:

Pick the protection that fits your needs

Pays for the cost of repairs due to something other than a collision—fire, theft, vandalism, glass breakage or windstorm damage, less your deductible.

Pays for the cost of repairs when your car is damaged in a collision with another vehicle or object, less your deductible.

Covers when other people are injured by your car and you or another insured person is at fault.

Applies if you or another insured person damage someone else’s property such as a vehicle, lamppost, or building.

Pays for covered medical expenses if you or your occupants are injured, regardless of fault.

Pays for the difference between medical expenses incurred by you or your vehicle's occupants, and those paid or payable by the insured’s primary medical coverage (e.g., medical or disability insurance). If you receive medical care outside of your health carrier’s plan, you may be required to pay the initial $2,000 of medical expenses.

Pays for bodily injury damages recoverable from an uninsured or underinsured driver when it’s his or her fault.

Pays for a rental car up to the policy limits if the insured’s vehicle is undergoing repairs for covered damage.



AAA Insurance Auto Pay

AAA Insurance Policy Review

Check your auto policy with a complimentary, no-obligation AAA Insurance Policy Review.

AAA Life Insurance

Protection that fits your family

Let us help you tailor a policy to fit your needs with a FREE Life Insurance Needs Analysis

Roadside Assistance

Why join AAA?

Roadside Assistance, Discounts and Travel benefits are just a few of the top reasons to join AAA.

Contact Us

AAA membership requires the separate payment of annual dues and an admission fee for new members.

1Average savings claims from a 7/01/15-6/30/16 multi-state survey of new auto insureds who switched to AAA coverage and reported savings.

2Discounts may apply to select coverages, select drivers, vary by policy, and are conditional.

3Warranty excludes parts and materials, is non-transferable, and does not apply to those with liability-only or other limited coverages. Other restrictions apply.

4For members without standard coverage, services are provided under membership and not insurance. Policy coverage and limits apply.

AAA insurance is a collection of AAA branded products, services and programs available to qualified AAA members. AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club. Life Insurance is underwritten and annuities are provided by AAA Life Insurance Company, Livonia, MI. AAA Life is licensed in all states, except NY. The local AAA Motor Club and/or its affiliates act as agents for their affiliate AAA Life.